Hackers are always searching for new ways to cheat people. This time, they used a new digital trap that looks normal but is very dangerous — a fake APK file. Recently in Hyderabad, a 59-year-old government employee lost ₹3.92 lakh from his bank account after he downloaded an APK file sent by a fraudster.
This type of fraud is increasing quickly, and many people still don’t know how it works. If you use a smartphone, this news is very important for you. Let’s understand what an APK file is, how this scam happened, and what steps you can take to stay safe.
What is an APK File and Why It Can Be Risky
APK stands for Android Package Kit. It is the file format used to install apps on Android smartphones. You may have seen .apk
files if you’ve ever tried to download apps outside of the Google Play Store.
Usually, APK files are safe only if you download them from trusted sources. But hackers now use modified or fake APKs to install harmful software on your phone. Once installed, these fake apps can silently collect your data, steal passwords, and even take full control of your device without your knowledge.
Hyderabad Case: A New Style of Digital Fraud
In the recent case reported in Telangana, a fraudster called the victim posing as a bank employee. He told the government employee that there was a mistake in his address linked to the bank account. To fix this, the scammer said he needed some personal details and requested the victim to download a file.
The scammer then sent an APK file and convinced the victim to install it on his phone. The file looked like a genuine banking service app. But once it was installed, it gave full remote access of the phone to the scammer.
Soon after, the victim noticed that money was being deducted from his account — a total of ₹3.92 lakh was stolen in multiple transactions. By the time he realised it was a scam, the damage was already done.
How Hackers Use APK Files to Control Your Phone
- The fraudster sends a link or file to your phone and tells you to download an APK.
- Once you install the APK, it asks for permissions like SMS access, contacts, storage, and screen access.
- If you allow these permissions, the app secretly sends your OTPs, passwords, and bank details to the hacker.
- In many cases, the hacker takes remote control of your device, watches what you do, and uses your banking apps to transfer money.
- These apps may look like real banking apps or customer support apps to gain your trust.
Signs That an APK Might Be Dangerous
- You receive an app download link through WhatsApp, SMS, or email from an unknown number or sender.
- The file asks for too many permissions that are not needed for its function.
- The app icon looks similar to a popular app, but the developer’s name is different.
- The app is not listed on the Google Play Store.
- You feel your phone is acting strangely — slow performance, battery draining, or unknown apps appear.
How You Can Stay Safe from APK-Related Scams
1. Never Download APK Files from Unknown Sources
Even if the person claims to be from your bank, never download or install APK files sent through links. Real banks never ask customers to install files directly through messages.
2. Always Use Google Play Store or Apple App Store
Download all apps only from trusted platforms like Google Play Store or Apple App Store. These platforms check apps for security and block harmful apps immediately.
3. Check App Permissions Carefully
When installing any new app, check the permissions it asks. If a simple app asks for camera, microphone, and SMS access, that’s a red flag. Deny permissions that are not required.
4. Never Share Personal Details Over the Phone
If someone calls claiming to be from your bank or the police and asks for OTP, bank details, or Aadhar, do not share any details. Disconnect the call immediately.
5. Report the Fraud Immediately
If you realise you have been scammed, immediately call 1930, the National Cyber Crime Helpline, and file a complaint. Also, inform your bank to freeze your account and protect remaining funds.
What to Do If You Have Already Installed a Suspicious APK
- Switch off your mobile data or Wi-Fi immediately
- Uninstall the app right away from your phone
- Reset all your passwords, including your bank, email, and UPI passwords
- Scan your phone with an antivirus or take it to a technician
- Inform your bank and report the incident on cybercrime.gov.in or call 1930
Government and Cyber Police Alert Citizens
Cyber experts say that this kind of scam is part of a bigger pattern. Hackers target people who are not very tech-savvy, especially senior citizens and people working in government or banking sectors.
The government has repeatedly warned users to be cautious while downloading apps. Authorities say that more public awareness is needed to stop these kinds of digital crimes.
Key Tips to Remember
- Never trust any random APK file
- Don’t click on suspicious links
- Don’t believe any unknown caller claiming to be a bank officer
- Always verify before installing or giving access to any app
- Teach your family members and elders about such risks